Don’t know where to use Paytm Postpaid? Well, you have come to the right blog post. Here we will help you learn how and where you can use your Paytm Postpaid service.
Not only this, but we will also tell you how to apply for Paytm Postpaid. So, read this blog post from the beginning to the very end to know where to use Paytm Postpaid. Without further delay, let’s get started…
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What is Paytm Postpaid?
Before learning where to use Paytm Postpaid, let’s first know what is Paytm Postpaid service and how it works.
Paytm Postpaid is a buy now and pay later service provided by Paytm in collaboration with its NBFC (Non-Banking Financial Company) partners – Aditya Birla Finance Limited and Fullerton India Credit Company Limited.
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Paytm Postpaid is a digital credit service that allows users to make purchases now and pay later using a credit limit provided by Paytm Postpaid. This credit can be used both online and offline at different merchants.
Paytm Postpaid offers a hassle-free and cashless payment method. Users can enjoy interest-free credit until the end of the month and settle the remaining balance at a later date. It provides a seamless experience for users to manage their finances and make purchases effortlessly.
Where to Use Paytm Postpaid?
You can use your Paytm Postpaid at more than 1 crore merchants online, like Myntra, Paytm, MakeMyTrip, BookMyShop, Bata, and more. Not only these, but you can also use Paytm Postpaid at offline stores, like Apollo Pharmacy, Reliance Fresh, etc.
You can use your Paytm Postpaid for recharge and bill payments, shopping, booking travel and movie tickets, food delivery, petrol expenses, and more. Paytm Postpaid offers outstanding benefits, so let us know about the top benefits of Paytm Postpaid.
Benefits of Paytm Postpaid
Interest-Free
In Paytm Postpaid, you can spend interest-free credit for 30 days. If you purchase something today through Paytm Postpaid and clear its bill on the due date of next month, then you don’t have to pay interest on your outstanding.
![where to use paytm postpaid](https://techyshim.com/wp-content/uploads/2023/10/paytm-postpaid.webp)
So, you can say that Paytm Postpaid is interest-free for 30 days. However, if you take EMI for 3 months to 12 months then you will have to pay some interest on your outstanding. It charges up to 3% interest on your monthly outstanding amount.
Increase Credit Score
If you repay your Paytm Postpaid bill on time, Paytm Postpaid can increase your credit score. To build your credit profile, you can use Paytm Postpaid. We aren’t saying anything blindly, Paytm itself says that Paytm Postpaid can improve your credit score.
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As you can see in the screenshot above, Paytm Postpaid will improve your credit profile when you repay the dues on time. It will help you get loans and credit cards in future. Not only this, but it will also help you increase your Paytm Postpaid credit limit.
Accepted Everywhere
As we have told you above, Paytm Postpaid loan is accepted at 1 Cr+ online and offline stores in India. Many users think that they can’t use Paytm Postpaid outside of Paytm like we can’t use Amazon Pay Later outside of Amazon, but it’s not so.
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Paytm Postpaid is available at various merchants across India. Some popular stores and merchants where to use Paytm Postpaid –
- Indian Oil
- Bata
- PharmEasy
- Myntra
- Uber
- Croma
- Domino’s
- and more.
Instant Credit
Paytm Postpaid offers an instant credit limit of up to Rs. 60,000, this is an outstanding benefit of Paytm Postpaid. They offer credit limits to you as per your credit profile. Don’t worry, you can increase the credit limit when you repay loans on time and use it regularly.
Also Read: How to Use OYO Money
How to Apply for Paytm Postpaid?
- Open the Paytm app on your mobile then tap on the Postpaid Loan section.
- Enter your PAN number, date of birth, and email address.
- Then click on the check box to agree to their Terms and Conditions and tap on Activate Now.
- Wait a few seconds to verify your profile.
- Take a selfie for KYC and verify your Aadhar card with OTP.
- Finally, confirm your all details to activate PaytmPostpaid.
Also Read: How to Activate Flipkart Axis Bank Credit Card
Conclusion
We are now going to conclude this article. Before concluding, let’s summarize what we’ve learned. In this comprehensive article, we have told you about where to use Paytm Postpaid loan. Not only this, but we have also told you how you can apply for Paytm Postpaid.
If this article is helpful for you, feel free to share this with others so that they also can learn where Paytm Postpaid can be used.