Flipkart Pay Later EMI option not showing? No worries, you have come to the right place. In this article, we will explore why your Flipkart Pay Later EMI option is not showing and how you can solve it easily.
Flipkart Pay Later is a digital credit lending service that offers up to ₹1 lakh instant credit. With this credit, you can purchase products and pay the bill on the 5th of the next month with zero interest.
Flipkart Pay Later also offers an EMI option. Through Flipkart Pay Later EMI, you can buy selected products on Flipkart and Myntra. But, sometimes the Flipkart Pay Later EMI option might not be showing as a payment method.
So, let’s know why Flipkart Pay Later EMI option not showing and how to solve this issue.
Flipkart Pay Later EMI Option Not Showing – Why?
Maybe you wanted to buy something through your Flipkart Pay Later EMI, but it is not showing as a payment option, right? There are various reasons why your Flipkart Pay Later EMI option is not showing.
However, we’ve found out the 5 possible reasons why the Flipkart Pay Later EMI is not working in your case.
1. Low Credit Score
Your credit score plays a vital role here. Through your credit score, credit lenders can determine your credit history and how well you manage your debts. If your credit score is low then the Flipkart Pay Later EMI might not be available.
That means, for low credit scores, Flipkart may sometimes disable the EMI option for a user.
>> Read: How to Check Credit Score in PhonePe for Free
2. Not Using Flipkart Pay Later
If you don’t use your Flipkart Pay Later for shopping, the Flipkart Pay Later EMI option might not be available as a payment method. Not only this your Flipkart Pay Later may also get blocked if you don’t use it. By the way, you can unblock your Flipkart Pay Later.
3. Not Eligible for EMI Option
Flipkart Pay Later EMI has some eligibility criteria, such as a valid PAN card, mobile number, 650+ credit score, etc. If you are not eligible then the Flipkart Pay Later EMI option might not be available.
Moreover, it also depends on your monthly salary. Flipkart Pay Later EMI might not be available if you’ve less than the minimum salary required for Flipkart Pay Later.
4. Have Pending Dues
If you have pending dues, your Flipkart Pay Later EMI option might not be showing as a payment method. You may not be able to shop with your Flipkart Pay Later EMI if the bill is pending. This may also hurt your credit score.
5. Technical Issues
Maybe there are some technical issues for which your Flipkart Pay Later EMI option not showing during payment. If you are using the Flipkart mobile app, then it may happen because of the app cache.
Also, for slow internet connection and server issues, your Flipkart Pay Later EMI option not showing during payment.
>> Also Read: Why Mobikwik ZIP Pay Later Not Working? 7 Tips to Solve It
Flipkart Pay Later EMI Option Not Showing – Solved
You know why your Flipkart Pay Later EMI option is not showing. Now, let’s know how to solve this issue. Here are the 5 possible ways to solve this issue.
1. Improve Your Credit Score
If your credit score is low, you might not be eligible for Flipkart Pay Later EMI. So, improve your credit score. Now, you might be wondering how to improve your credit score. To improve your credit score, you need to actively use your Flipkart Pay Later.
You can also use other BNPL services like Paytm Postpaid, Amazon Pay Later, Simpl Pay Later, etc. When you actively use these credit services and clear the bill on time, your credit score may improve.
2. Use Flipkart Pay Later Frequently
You should use your Flipkart Pay Later frequently for shopping. But if you don’t use your Flipkart Pay Later, its EMI option may not be available for you. So, shop more with your Flipkart Pay Later to get the EMI option.
3. Pay the Bills on Time
If you have purchased something through your Flipkart Pay Later but the bill has not been paid yet, then clear the bill first. If you have pending bills, you might not be eligible for the Flipkart Pay Later EMI option.
Not only this, but it may also affect your credit score negatively if you have pending dues. So, always pay your Flipkart Pay Later bills on time.
4. Clear Browser or Flipkart App Cache
Sometimes, because of unnecessary cache, you may not see the Flipkart Pay Later EMI option during payment. So, if you’re using the Flipkart website then clear your browser cache. And if you’re using the Flipkart app then clear the app cache.
5. Contact Customer Support
If the Flipkart Pay Later EMI option not showing even after trying the above four methods, contact Flipkart customer care support. Their customer support executive can help you solve this issue.
To contact Flipkart customer support, dial 044 4561 4700 or email at cs@flipkart.com. You can also reach out to Flipkart via live chat on the Flipkart app or website. For that, visit the Flipkart Help Centre.
Conclusion
In conclusion, we hope this article helped you know why your Flipkart Pay Later EMI option not showing and how to fix this issue. Here we have provided you with a step-by-step guide.
If this article helped you fix this issue, feel free to share this article on your social media handles.
Also Read: Flipkart Pay Later to Bank Account Transfer Trick