Is your Mobikwik ZIP Pay Later not working? Don’t worry, now you can fix this issue within a minute. In this article, we’ve explained why your Mobikwik ZIP Pay Later is not working and how you can fix it.
Sometimes payment via ZIP Pay Later might be down due to technical difficulties. Not only this, MobiKwik itself can disable your ZIP Pay Later if you make any fraudulent or unauthorized payments.
So without further delay, let’s know exactly why your Mobikwik ZIP Pay Later not working and how to fix it.
Reasons Why Your Mobikwik ZIP Pay Later Is Not Working
We understand that you are unable to use your Mobikwik ZIP Pay Later as a payment option, but when it doesn’t work, like –
- while shopping through ZIP Pay Later
- while recharging and making bill payments
- or while transferring money by scanning a merchant QR code.
If you’re scanning a QR code to make a payment via ZIP balance, then ZIP Pay Later might not be showing as a payment option because it does not allow scanning every merchant’s QR code.
But if you’re unable to use your Mobikwik ZIP credit limit for online shopping, recharges, and bill payments, there could be some reasons.
Here are the possible reasons why your Mobikwik ZIP Pay Later not working.
You Have Not Paid Its Bill
If you have not paid your ZIP Pay Later bill, then Mobikwik may disable your ZIP service. For that, the ZIP Pay Later option might be unavailable in your case. This is the most common reason why Mobikwik ZIP might not work.
If you don’t settle your ZIP Pay Later bill, MobiKwik puts your account on hold. If you even ask its customer support, they will tell you the same reason that your ZIP Pay Later is on hold coz you haven’t yet paid its bill.
Not only this, if you don’t pay the bills on time, then Mobikwik ZIP may affect your credit score negatively and it will also charge late payment fees.
Due to a Technical Problem
Sometimes payment via ZIP Pay Later might not work due to technical difficulties, such as server response errors, app cache, and other technical glitches.
You might have noticed that sometimes when you go to make payments via ZIP Pay Later, you do not see the ZIP option as a payment method. But if you try again, then you can see the ZIP Pay Later option.
It actually happens due to a technical difficulty. So, make sure that your Mobikwik ZIP Pay Later is not showing because of any technical glitches.
Technical issues can also come from the Mobikwik app’s internal server and sometimes due to the low internet connection.
You’re Not Using ZIP Pay Later
If you are not using your Mobikwik ZIP balance, then it is possible that the ZIP Pay Later option will be unavailable for you. Not only this but your ZIP account may also get blocked if you don’t use it.
Think, why will Mobikwik keep an inactive customer who does not use their services? It is definite that Mobikwik will deactivate that customer’s ZIP service if he has not used the credit limit for a long time.
Also Read – How to Use Mobikwik ZIP Balance? Learn About It
Mobikwik Disabled Your ZIP
Sometimes, Mobikwik itself can disable your ZIP account due to which your Mobikwik ZIP Pay Later not working while you try to use it. Now let us know why Mobikwik disables a customer’s ZIP service.
Mobikwik can disable your ZIP service if you make fraudulent transactions through your ZIP balance. Not only this sometimes it may also disable your ZIP service due to a bad credit score and account inactivity.
Mobikwik ZIP Pay Later Not Working – Solved
So, you’ve got to know why your Mobikwik ZIP Pay Later not working. Now let’s see how you can fix this issue within a minute. Here we provided ways to fix this issue, so follow these.
If you have any pending bills, then clear your bills first. Once you settle the bills of your ZIP Pay Later, it will again start working as earlier.
Clear your Mobikwik app cache and check out if there is any server issue. If you’re unable to pay via ZIP Pay Later because of server issues, then try again after some time.
Use your ZIP balance frequently for shopping, mobile recharge, bill payments, and more. But don’t use the 100% credit limit of your ZIP Pay Later.
Try to maintain a good credit score, it may help you fix this issue. Apart from ZIP Pay Later, if you have any other loans or credit cards, then pay your bills on time to maintain a good credit score.
Sometimes the Auto ZIP option might be off in your Mbikwik app settings, so check it out. Go to the ZIP option on the Mobikwik app, then tap on Manage. There, if the Auto ZIP option is off then enable it.
If you try to pay with your ZIP balance by scanning a QR code but the ZIP option is not showing, then try to scan another merchant QR code. Because ZIP may not accept every merchant’s QR code.
If your ZIP Pay Later is still not working, then contact Mobikwik customer support. They will help you fix it and tell you why this happened to you.
Conclusion
Due to many reasons, a user’s Mobikwik ZIP service might not work as a payment option. In this comprehensive guide, we’ve clearly explained why Mobikwik ZIP Pay Later not working and how to fix it.
If you’re also facing this problem, then don’t worry because you can solve this issue. Hmm, sometimes it can also be a complicated issue, but that is rare.
Mostly the ZIP Pay Later option becomes unavailable due to the reasons that we have mentioned in this article. So, if you ever face this issue, you can follow the 7 tips given in this article.
Frequently Asked Questions
Q. Has Mobikwik discontinued ZIP Pay Later?
No, Mobikwik has not discontinued its ZIP Pay Later service. You can activate ZIP Pay Later and use its credit limit for various transactions, like shopping, food orders, bill payments and recharges.
Q. How can I repay MobiKwik ZIP money?
You can pay your Mobikwik ZIP Pay Later bills through credit card, UPI, and bank accounts. Mobikwik bill is generated twice every month (1st and 16th of the month).