Why is Paytm Postpaid Not Working? Has It Been Discontinued?

Is your Paytm Postpaid not working? Don’t worry if your Paytm Postpaid loan not working. In this article, you’ll get to know why your Paytm Postpaid is not working and how you can fix this issue.

This has not happened only with you, for the past few days, many Paytm Postpaid users have been facing this issue. All users are worried about it, coz they even don’t know why it happened.

Someone’s Paytm Postpaid loan option is not showing, while someone else’s Paytm Postpaid has suddenly been blocked.

So let’s talk about it in detail, why this has happened to you and how you can fix this problem.

Why is Your Paytm Postpaid Not Working?

If you do not repay your Paytm Postpaid bill, then your Paytm Postpaid might not work and even get blocked. However, you will be able to use it again after clearing its pending dues.

But the reason why Paytm Postpaid is not working right now may not be pending bills. Because it is not happening only with one or two users. Many users are unable to use Paytm Postpaid for a few days.

So the reason for this could be something different. When we researched about it, we found out something possible. Here are the possible reasons why your Paytm Postpaid not working today.

Also Read: Why is Mobikwik ZIP Pay Later Not Working

1. Lending Partners May Have Ended the Partnership with Paytm

From some sources, we have come to know that Aditya Birla Finance, the major landing partner of Paytm Postpaid, has pulled out of its partnership with Paytm Postpaid.

Your Paytm Postpaid Loan may not be working due to this reason. This is also possible because most of the users to whom Paytm Postpaid gives loans are those who neither do any job nor do any business.

Most of the Paytm Postpaid users are students. So it becomes a bit risky for the lending partner. Because the rate of non-payment of loans increases in that case.

However, Paytm has not yet confirmed that Aditya Birla Finance has pulled out of the Paytm Postpaid partnership. To more about it, you can read this news article.

2. Paytm May Have Changed the Policies of Postpaid Service

Your Paytm Postpaid may get blocked due to non-adherence to the terms and conditions of Paytm Postpaid. That’s why, you are unable to see the postpaid loan option in the Paytm app.

Recently, news has come that Paytm is gradually shifting out of its focus from the small loan business, which especially includes Paytm Postpaid loans.

Moreover, some users and reports are saying that Paytm Postpaid is not accepting new registrations. But Paytm has not given any kind of news about it till now.

3. You Haven’t Done Full KYC of Paytm Postpaid Service

To get the Paytm Postpaid services, you will have to do full KYC. If you have not completed the KYC of your Paytm Postpaid, then it is possible that due to this you are unable to use it.

Now Paytm may be suspending those users’ Postpaid accounts who have not completed KYC. However, they will be able to again after completing KYC, only if this happens because of incomplete KYC.

5. It May Also Cause Due to Technical Difficulties

Due to some technical difficulties in the Paytm app, your Paytm Postpaid not working or has been blocked suddenly. If this has happened due to a technical glitch then it will be fixed soon.

So, these are the possible reasons why your Paytm Postpaid not working. And we also think that due to these reasons, users are facing problems with Paytm Postpaid.

See What Users Are Experiencing

On Twitter, many Paytm Postpaid users have complained to Paytm regarding this issue. To show you what people are now facing with Paytm Postpaid, here we have embedded some tweets.

Learn How to Fix This Problem

We have learned why your Paytm Postpaid not working. Now let’s know how you can fix this issue. Here we have shared some tricks that you can follow to fix this issue.

Make sure that you have done the full KYC of the Paytm Postpaid service. If this issue occurred due to incomplete KYC, then it will be resolved after completing KYC.

Make sure you follow the terms and conditions of using the Paytm Postpaid service. Because the company’s policies can be changed at any time, so it’s your responsibility to adhere to its policies.

If this happened due to a technical glitch, that almost every Paytm Postpaid user is facing, then you have to wait until this issue is resolved by Paytm.

Contact Paytm customer care and tell them about the issue you are facing. Go to the Help & Support section in the Paytm app. You can also contact Paytm on social media, like Twitter.

Also Read: Flipkart Pay Later EMI Option Not Showing

When Paytm Postpaid Will Start Again

No update has yet come from Paytm that Paytm Postpaid has stopped or is not working. As Gupta states, “Paytm is shifting its focus from small ticket loans to high-valued loan amounts”.

But he didn’t say that Paytm Postpaid service has been stopped. However, if multiple users are facing this issue with Paytm Postpaid, then Paytm will surely be concerned about it.

We think that Paytm will resolve this issue as soon as earlier. If you are troubled by this problem, then do a tweet on Twitter regarding your issues and tag Paytm there. Paytm’s support team will reply to your tweet.

Final Thoughts

We came to know that many users are unable to use Paytm Postpaid for a few days. Someone’s Paytm Postpaid has suddenly been blocked, while someone’s Postpaid Loan option is not showing.

We researched it and found out why it happened. And through this article, we have told you why your Paytm Postpaid not working and how you can fix it.

Although there are no proven solutions coz it’s happening from the end of Paytm itself, you can probably solve this problem by following these tricks.

If this article helped you learn why your Paytm Postpaid not working, then feel free to share this post.

Also Read

FAQs – Paytm Postpaid Loan Not Working

Q. When to pay the Paytm Postpaid bill?

Paytm postpaid bill is generated on the 1st of the month and its due date remains till the 7th of the month. During this period, you can pay your Paytm Postpaid bill.

Q. Why was my Paytm Postpaid blocked?

Your Paytm Postpaid service may have been blocked due to non-adherence to its policies, like non-repayment of bills.

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